You are absolutely correct about over-driving T8's... However, using so many short bulbs opposed to a few long ones seems extremely ineffecient and I'm sure you'll quickly notice so on your power bill.
T8's are a thing of the past in reefing because of size, and don't quote me on this, but I'm sure that the ballast are less efficient when comparing Watts to Watts and PAR values. I'm confident that even if a 100W T8 gave off the same PAR as a 100W T5, the ballast would use a lot more energy doing so.
Good luck with your build.