The above issues regarding spending money on legal representation are why it is important for anyone interested in having their input considered and discussed by the BoD to attend BoD Meetings.
IMO, it is not practical to have the entire Club vote on matters like this. That is why the Membership elected the BoD, to conduct the daily business of the club for them at BoD Meetings.
For example, I am the ARC Member basically responsible for the Fresh Water SIG Subforum that was established several months ago because I saw a want of it in the Club Membership. I have a good bit of FW experience, and thought it would be a nice addition. I proposed it to the BoD like any other member did, tried to deal with their and other member concerns that it would dilute the primary purpose of the club, even suggested that new posts be kept off the home page, etc and that it be established with an initial 3 month trial period then be reviewed. The reason it passed was that I at least cared enough about it to show up at the BoD Meetings to lobby for it, and talk with ay BoD member that had concerns, and they had concerns.
I did not get it passed because I was a Mod. I guess I was just convincing enough in my desire for it that I was able to overcome BoD concerns about it enough to give it a try.
That is how you effect change and influence this Club's direction. By showing up and being a part of the Process.