I used IR thermometers in an R&D environment. The accuracy has little to do with color, and everything to do with the surface material of whatever you measure.
They need to be calibrated to the 'emissivity' of the surface you are measuring, if accuracy is important.
This can make a significant difference, though for qualitative measurements, they may work well enough without calibration.
http://mobile.engineeringtoolbox.com/emissivity-coefficients-d_447.html">http://mobile.engineeringtoolbox.com/emissivity-coefficients-d_447.html</a>
Redundancy (ie- a backup control) is what will save your creatures, in cases of a stuck heater. Cheap or not, nothing beats this, IME.