If you're sswitching to RO, just do a healthy waterchange, throw some phosban in the sump and scrape the glass on occasion. The phosphates will eventually be taken care of.
Its very doable to have a reef system using tap, as long as you know whats in the tap water starting out, and take actions accordingly.
My last system was tap water, but most agreed it was one of the cleanest tanks they'd seen.